Clear, Honest Insurance Guide for Cebu & the Philippines
We help individuals, families, and business owners understand insurance clearly.
So decisions are made with confidence, not pressure.
Who We Help
If any of these sound like you, you’re in the right place:
01
Young professionals starting their financial journey
02
Families and breadwinners planning for protection
03
Homeowners
04
Car owners
05
Small business owners
06
Individuals preparing for retirement
Not sure where you fit yet? Start with the basics.
Learn how insurance works.Our Approach
1
Education First
We explain insurance clearly so you can make an informed decision at your own pace.
2
No Pressure Conversations
We welcome questions — even before you’re ready to make a commitment.
3
Local, Realistic Guidance
Our advice is grounded in Cebu realities, from healthcare costs to natural disasters.
Start Here
These guides answer the most common insurance questions Filipinos ask.
How We Can Help
Protection Planning
Life, health, and general insurance
Claims Guidance
Filing guidance and expectations management
Review of Existing Policies
Comprehensive consultation
Mentorship
Coaching for aspiring licensed advisors
Considering a Career in Insurance?
We mentor individuals who value learning, ethics, and long-term service.
Insurance is not easy — but it is meaningful.
Planning isn’t about fear. It’s about clarity.
Insurance planning isn’t meant to pressure you into decisions.
It’s meant to help you think clearly about what you want protected and what you don’t want to leave to chance.
The next section walks through why planning ahead can make a difference.
Life is Divided into Two Phases
The years we earn and the years we don’t.
Careful planning ensures we have enough to sustain both.
Achieve Financial Security
First, you must apply the four basic principles of financial planning. Then, you must be aware of the hierarchy of financial needs.
It's important we secure the base of the pyramid first. When these have been secured, then we can proceed on building our future by setting aside funds for Education, Retirement, and Major investments.
Let's Shape Your Future Together
With our guidance and your commitment, we’ll shape a future of financial security together.
Life is Divided into Two Phases
The years we earn and the years we don’t. Careful planning ensures we have enough to sustain both.
Achieve Financial Security
First, you must apply the four basic principles of financial planning. Then, you must be aware of the hierarchy of financial needs.
It's important we secure the base of the pyramid first. When these have been secured, then we can proceed on building our future by setting aside funds for Education, Retirement, and Major investments.
Let's Shape Your Future Together
With our guidance and your commitment, we’ll shape a future of financial security together.
Ready to talk about what makes sense for you?
We are an established part of the Ablaze Branch.
