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Home Protection Checklist for Cebu Households

Simple steps to reduce damage before storms, floods, and other risks

Why You Need an Emergency Kit

Home protection is not about predicting disasters.

It’s about reducing preventable damage by preparing early, while things are still calm.


In Cebu, many home-related losses happen not because events were unexpected, but because small protective steps were done too late or missed entirely.


This checklist is designed to help homeowners and renters:

  • Protect what can be protected
  • Secure what is movable
  • Know what to prioritize before conditions worsen

When to Use This Checklist

Use this checklist when:

  • Weather alerts signal increased risk
  • Heavy rain or strong winds are forecasted
  • You want to review your home’s readiness (even without an incoming storm)


Preparedness works best before urgency sets in.




Exterior Home Protection Checklist


Outside the home, small actions can prevent major damage.

  Secure roof sheets, awnings, and loose panels

  Clear gutters/drainage to prevent water buildup

  Trim branches close to the house

  Secure outdoor furniture, pots, and tools

  Check gates, fences, and perimeter walls


Interior Home Protection Checklist


Inside the home, focus on water, power, and valuables.

  Elevate appliances/electronics where possible

  Move important items away from windows

  Place documents in waterproof containers

  Unplug non-essential electronics

  Know where your main electrical switch is


Documents and Records


These are often forgotten (and hardest to replace).

 IDs, titles, contracts

  Insurance policies and receipts

  Emergency contacts

  Digital backups (photos or cloud storage)


Before Conditions Worsen


Once warnings become severe, movement and decisions become harder.

This checklist is meant to be completed early, so families can focus on safety rather than last-minute tasks.

Preparedness looks different for every home.

If you’re unsure:

  • What your home insurance covers
  • What risks apply to your property
  • Or how to prepare realistically

You can ask! No pressure, no obligation.


Talk to us here